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Explore ICE's features

ICE is built for people that care about their goals, the future generations & the environment. For investors of the next generation.

🍃  Invest ethically, fight climate change.

Track your impact on the world and people, with a full breakdown of what you might be doing right or wrong

Improve your impact with smart suggestions, allowing you to switch a bad investment into a good investment in seconds

⚙️  Invest automatically.

Complete your Investor Profile so we can fully understand your needs, time-frame and risk level.

Create Strategies & real life financial Goals in a few taps, ICE will automatically create the best portfolio for you.

🧠  Invest smartly.

Invest and save money consistently, without even thinking about it.

Easily and automatically. Link your bank account, and set up Smart Rules in 3 clicks. ICE will do the rest for you.

👨‍👩‍👧‍👦 Invest for your kids' future.

‍Passive portfolio: Build a portfolio for your children's future - transfer it to them when they become 18 years old.

‍Active portfolio: Let you children practice, invest and learn by themselves with their own access to the ICE app.

📈  Invest into anything.

Stocks. ETFs. Cryptocurrencies. Commodities. Publicly created themes. You choose.

In addition to traditional assets, you will be able to invest into: Real estate, ethical crowdfunding & luxury items!

👯  Invest with friends.

Create your own Themes, and share them with other users of ICE, allowing them to like and comment.

Other users can also copy your Themes, automatically following your moves and building wealth together.

🏡  Invest for your goals

Turn your dreams into reality. Invest towards your financial Goals in a consistent, long-term manner.

In combination with Smart Rules and smart suggestions from ICE - achieving them will be easier than ever.

🍰  Invest fractionally.

Buy fractions of your favourite assets, without the need to buy the entire asset at once.

💸  Invest from 1.

Start building your wealth and your future from as little as 1€. Benefit from the compounding long-term growth even on a small investment.

🧾  Invest without hidden fees or commissions.

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without commissions within your allowance.

⌛️  Invest long-term

Researches show that long-term investing outperforms short-term investing. Most of the market’s greatest returns/declines are concentrated in a short time frame. Don't play with your money. Invest long-term - with ICE.

🚫  Invest - don't gamble

85% of customers lose money when trading with CFDs, Forex, Options, etc., and this is why we will never offer them on our platform. Our purpose is to build wealth sustainably, without gambling.

And there is more

Our unique features allow you to do more (and do better) than any other investment platform in the EU.

📚  ICE Academy

Learn everything about investing and personal finance with 4 courses (40 detailed modules with quizzes!)

Learn from some of the best universities in the world that have partnered with us. Download ICE to learn more.

💳  Investor Card

Complete your Investor Profile so we can fully understand your needs, time-frame and risk level.

Create Strategies & real life financial Goals in a few taps, ICE will automatically create the best portfolio for you.

📱  Widgets

Customise your dashboard with a large selection of widgets - just like your phone's home screen

Widgets provide you with useful stats and suggestions, right on your phone's home screen

🎁  Rewards

Invite a friend = get 2 random stocks worth anywhere between 4€ and 400€ (in total).

Spread the importance of ethical long-term investing. In additions, invited friends will also get rewarded.

🏡  Groups

Join groups and discuss various investing topics with users from all over the world.

Explore investors with similar interests to you - add them to your friends, and stay in touch with them in the future.

📰  Feed

Feed automatically showcases you news relevant to your portfolio and your interests, with AI, of course.

You can modify your interests at any time in the settings, further tailoring your experience with ICE.

📈  Insights & graphs

Get a full overview of your past performance, current portfolio and future possible projections.

Personalise all graphs across the app, choosing the exact type, colour, style and size you like.

A safer place for investors.

1
Data security

We don't share data with third parties without your consent. Our biometric protection ensures nobody (but you) will be able to.

2
Regulation

We are on our way to get regulated by the CNMV (Comicion Nacional del Mercado de Valores), to be able to operate around the.

3
Money security

Only you control your money. We don't use it to cover our expenses. Neither do we use it for investing. We don’t even have access to it.

More about us
ICE is a green fintech company, with a simple yet crucial mission - to build wealth sustainably for millions of people.

Learn more about our story, and start building your financial future - today.

Frequently asked questions

We’re on a mission to build wealth for millions of people, providing a platform to let our customers achieve better long-term financial outcomes.
If you have any questions or enquiries (or just want to say hi), have a look through our FAQs or contact us via email.

Can I already download ICE?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

In what countries will ICE be available?

ICE will be launching in Spain, and we are working around the clock to make it available in the entire EU.

How does ICE make money?

We aim to keep our pricing, fees and commission as transparent as possible. Transparency is one of the core pillars at ICE.

We make money via:
1) Offering premium plans: such as ICE Personal, giving you more functionality and much lower commissions.
2) FX fees: spot rate + 0.5% on in-app transactions.
3) Academy: by offering courses and professional certifications. We charge a fee for completing them and renewing the certificates.

We are currently looking to expand our revenue streams in order to offer the smoothest possible experience to our customers, making sure they pay the lowest fees (or no fees at all) in the entire industry.

What makes ICE better than all other platforms?

ICE was build with a purpose to build your wealth sustainably, and for the long-term, rather than pushing you towards trading and complex products, or, in other words - gambling. We aim to offer all of the functionality the investors of the new generation seek to have, from ethical investing and goal-based portfolios, to an academy with a large amount of resources helping you understand the world of finance and business.

All of ICE's functionality, combined in one place and offered to users all across Europe in a beautiful, accessible and affordable way - allow us to stand our from the competition and set you up financially for the rest of your life.

All investments are subject to risk and may lose value.

Is my money protected?

Only you control your money. We don't use it to cover our expenses. Neither do we use it for investing. We don’t even have access to it.

Is ICE safe and regulated?

We are in the process of applying for a license and getting regulated by The National Securities Market Commission (CNMV), as well as becoming a member of the Investors Compensation Scheme (FOGAIN) in Spain, protection each of our customers' funds for up to 100,000EUR.

In addition to that, we don't share data with third parties without your consent. Our biometric protection & verification ensures nobody but you will be able to access your funds.