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Invest

in your future

with purpose

& build wealth

for your goals

Investing made easy, ethical, personalised & automated. With ICE.

Recent Awards

'Most Ethical Fintech in Spain'
'Top 21 Fintechs founded in 2020/21'

Our Partners

Welcome to ICE

Welcome to ICE

We are on a mission to build wealth sustainably for millions of people across Europe and beyond. Join the waitlist today.

What is ICE?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

Is ICE secure?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

How can I join the waitlist?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

How is ICE better than other investment apps?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

We are on a mission to sustainably build wealth for millions of people around Europe and beyond across Europe and beyond.

What is ICE?

Our organisation splits into:

1) ICE - a financial technology company currently developing an innovative investment platform for European retail investors. Learn more

2) ICE Society - an investment-focused Society across major universities in Europe, UK and the US.

3) ICE Business - innovative wealthtech solutions for the financial industry (B2B + B2B2C)

Is ICE safe and regulated?

We value security of your data and funds more than anything else. It is at the core of everything we develop and launch.

Currently, we are in the process of applying for a number of licenses and getting regulated by the National Securities Market Commission (CNMV), as well as becoming a member of the Investors Compensation Scheme (FOGAIN) in Spain.

Furthermore, we are currently in the process of partnering with a regulated German bank that will store our customers funds under the European Deposit Guarantee Scheme (DGS), protecting each of our customers' funds for up to 100,000EUR in an unlikely situation of ICE declaring itself bankrupt.

In addition to that, we don't share data with third parties without your consent. Our biometric protection & constant KYC/AML verification ensures nobody but you will be able to access your funds.

How can I join the waitlist?

Please, click here to get redirected to the waitlist page.

What makes ICE better? What makes ICE better than investment apps?

ICE was build with a purpose to build your wealth sustainably, and for the long-term, rather than pushing you towards trading and complex products, or, in other words - gambling. We aim to offer all of the functionality the investors of the new generation seek to have, from ethical investing and goal-based portfolios, to an academy with a large amount of resources helping you understand the world of finance and business.

All of ICE's functionality, combined in one place and offered to users all across Europe in a beautiful, accessible and affordable way - allow us to stand our from the competition and set you up financially for the rest of your life.

All investments are subject to risk and may lose value.

We strive to be the most sustainable investment platform in Europe

Sustainability is at the core of what we do. We want to build a better future for each and every person, as well as our planet and society - through finance, driving our resources to sustainable and impactful projects as a society.

About us

Read our story

Leadership

The team behind ICE

Timeline

How everything begun

Careers

Explore open positions

ICE App's highlights

Learn, invest, build wealth, and more. Explore some of the advantages you will get with ICE.

Invest fractionally, in thousands of assets.

We don't share data with third parties without your consent.

Invest ethically, fight against climate change.

We don't share data with third parties without your consent.

Spend like an investor, get rewards in stocks.

We don't share data with third parties without your consent.

Invest hands-free, in a way uniquely tailored to you.

We don't share data with third parties without your consent.

Security at every layer: money, data, transactions.

We don't share data with third parties without your consent.

Grow your knowledge, with ICE Academy.

We don't share data with third parties without your consent.

Join our community, with ICE Society.

We don't share data with third parties without your consent.

Get your Investor Profile, explaining your habits.

We don't share data with third parties without your consent.

Human customer support is at your disposal, no bots.

We don't share data with third parties without your consent.

Below, you will find more details about each of the products we currently offer.

Low minimum

We invest for you

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without any commissions within your allowance.

Learn more

Fees & commissions

You invest

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without any commissions within your allowance.

Learn more

Low minimum

ICE Academy

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without any commissions within your allowance.

Learn more

Fees & commissions

Impact Tracker

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without any commissions within your allowance.

Join the waitlist ->

Invest in anything

Explore the world of traditional and alternative assets.

We invest for you

Explanation of this feature will be right here, approximately this length.

Invest for your goals

Turn your dreams into reality. Invest towards your financial Goals in a consistent, long-term manner.

In combination with Smart Rules and smart suggestions from ICE - achieving them will be easier than ever.

Invest automatically

Complete your Investor Profile and learn more about your investment style and patterns.

Invest towards real life goals in a few taps, and we will create the most suitable portfolio for you.

Invest smartly

Invest and save money consistently, without even thinking about it.

Easily and automatically. Link your bank account, and set up Smart Rules in 3 clicks. ICE will do the rest for you.

Invest by yourself

Explanation of this feature will be right here, approximately this length.

Invest without hidden fees

No account fees. No deposit fees. No withdrawal fees. No list fees. No fees on distributions or other payouts. Invest without commissions within your allowance.

Invest fractionally

Buy fractions of your favourite assets, without the need to buy the entire asset at once. Invest in any asset, whether it's price is 1€ or 1,000€.

Invest from 1

Start building your wealth and your future from as little as 1€. Benefit from the compounding long-term growth even on a small investment.

Academy

Explanation of this feature will be right here, approximately this length.

Interactive courses

Learn everything about investing and personal finance with 4 courses (40 detailed modules with quizzes!)

Learn from some of the best universities in the world that have partnered with us. Download ICE to learn more.

Missions

More information will be added soon!

More information will be added soon!

Certifications

More information will be added soon!

More information will be added soon!

Ethical

Explanation of this feature will be right here, approximately this length.

Invest ethically

Track your impact on the world and people, with a full breakdown of what you might be doing right or wrong

Improve your impact with smart suggestions, allowing you to switch a bad investment into a good investment in seconds

Track your impact

More information will be added soon!

And improve it

More information will be added soon!

Custodial

Explanation of this feature will be right here, approximately this length.

‍‍‍Invest for your kids' future.

‍Passive portfolio: Build a portfolio for your children's future - transfer it to them when they become 18 years old.

‍Active portfolio: Let you children practice, invest and learn by themselves with their own access to the ICE app.

Let them invest

Finish

Invest on their behalf

Finish

Investor Card

IExplanation of this feature will be right here, approximately this length.

Designed for investors

Complete your Investor Profile so we can fully understand your needs, time-frame and risk level.

Create Strategies & real life financial Goals in a few taps, ICE will automatically create the best portfolio for you.

Useful insights

Finish

Finish

Cashback in stocks

Finish

Finish

Extras

Explanation of this feature will be right here, approximately this length.

🎁  Rewards

Invite a friend = get 2 random stocks worth anywhere between 4€ and 400€ (in total).

Spread the importance of ethical long-term investing. In additions, invited friends will also get rewarded.

📈  Insights & graphs

Get a full overview of your past performance, current portfolio and future possible projections.

Personalise all graphs across the app, choosing the exact type, colour, style and size you like.

📱  Widgets

Customise your dashboard with a large selection of widgets - just like your phone's home screen

Widgets provide you with useful stats and suggestions, right on your phone's home screen

Ethical

Explanation of this feature will be right here, approximately this length.

Coming in 2022

Invest ethically,
Fight climate change.

Track your portfolio's impact on the world and people, with a full breakdown of what you may be doing right or wrong. Improve your impact with smart suggestions, by switch any unethical investments into more ethical ones in a matter of seconds.

Learn more
Track your impact

Easily track and understand your portfolio's impact on the environment and much more: E, S, G + all 17 SDG, with a separate score for each!

And improve it

With smart suggestions, improve your ESG and SDG scores in seconds, by switching your assets to similar but more ethical ones.

We invest for you

Explanation of this feature will be right here, approximately this length.

Coming in 2022

We build your portfolio,
Personalised to you.

At the beginning of your journey at ICE, we will ask you a set of questions in order to identify your Investor Profile. We then carefully explain why we made such selection, what does that suggest about your habits and how we utilise it to build a long-term portfolio of assets for you.

Learn more
Invest for your goals

Complete your Investor Profile and learn more about your investment style and patterns.

Invest towards real life goals in a few taps, and we will create the most suitable portfolio for you.

Invest smartly

Invest and save money consistently, without even thinking about it.

Easily and automatically. Link your bank account, and set up Smart Rules in 3 clicks. ICE will do the rest for you.

Invest by yourself

Explanation of this feature will be right here, approximately this length.

Coming in 2022

Invest manually,
In stocks and ETFs.

Invest in stocks and ETFs by yourself, without any guidance or advice from ICE. In the future, we are looking to offer investing into alternative assets: crypto, real estate, commodities, luxury items, and more.

Learn more
Invest fractionally

Buy fractions of your favourite assets, without the need to buy the entire asset at once. Invest in any asset, whether it's price is 1€ or 1,000€.

Invest from 1

Start building your wealth and your future from as little as 1€. Benefit from the compounding long-term growth, even on a small investment.

Academy

Explanation of this feature will be right here, approximately this length.

Coming in 2022

Grow your knowledge,
With finance courses.

Learn everything about investing and personal finance with various courses, missions, games, a dictionary and earn certifications that can help grow your career. We have partnered up with some of the best universities in the world for this.

Learn more
Courses

The core of ICE Academy are our courses about (sustainable) investing and personal finance, aimed to equip you with all the insights necessary.

Certifications

Complete certifications from some of the most respectable institutions in the world, in addition to the core courses composed by ICE.

Custodial

Explanation of this feature will be right here, approximately this length.

‍‍‍Invest for your kids' future.

‍Passive portfolio: Build a portfolio for your children's future - transfer it to them when they become 18 years old.

‍Active portfolio: Let you children practice, invest and learn by themselves with their own access to the ICE app.

Let them invest

Finish

Invest on their behalf

Finish

Investor Card

IExplanation of this feature will be right here, approximately this length.

Designed for investors

Complete your Investor Profile so we can fully understand your needs, time-frame and risk level.

Create Strategies & real life financial Goals in a few taps, ICE will automatically create the best portfolio for you.

Useful insights

Finish

Finish

Cashback in stocks

Finish

Finish

Extras

Explanation of this feature will be right here, approximately this length.

🎁  Rewards

Invite a friend = get 2 random stocks worth anywhere between 4€ and 400€ (in total).

Spread the importance of ethical long-term investing. In additions, invited friends will also get rewarded.

📈  Insights & graphs

Get a full overview of your past performance, current portfolio and future possible projections.

Personalise all graphs across the app, choosing the exact type, colour, style and size you like.

📱  Widgets

Customise your dashboard with a large selection of widgets - just like your phone's home screen

Widgets provide you with useful stats and suggestions, right on your phone's home screen

A safer place for any investor.

We are aiming to be a regulated investment firm, with the best-in-class security protocols in place.

1
Data security

We don't share data with third parties without your consent. Our biometric protection ensures nobody (but you) will be able to.

2
Regulation

We are currently in the process of applying for a license from CNMV (Comisión Nacional del Mercado de Valores).

3
Money security

Only you control your money. We don't use it to cover our expenses. Neither do we use it for investing. We don’t even have access to it.

Sign up illustration
01
Join the Beta Waitlist

First, join the waitlist to be amongst the early community members at ICE. You can do so by clicking here.

Submit illustration
02
Submit your design

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

42 votes illustration
03
Grow in the community

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More about the company

ICE is a green fintech company, with a simple yet crucial mission - to build wealth sustainably for millions of people. Learn more about our story, and start building your financial future - today.

About us

Read our story

Leadership

The team behind ICE

Timeline

How everything begun

Careers

Explore open positions

FAQs

If you have any questions or enquiries (or just want to say hi), have a look through our FAQs or contact us via email. Learn more about our story, and start building your financial future - today.

Can I already download ICE?

Our team is currently working hard to launch the beta version in Q4 2021 (iOS only). The official launch shall take place during Q1 2022, when you will be able to download ICE in the App Store. We are looking forward to launching the app on Android closer to Q4 2022.

In what countries will ICE be available?

ICE will be launching in Spain, and we are working around the clock to make it available in the entire EU.

How does ICE make money?

We aim to keep our pricing, fees and commission as transparent as possible. Transparency is one of the core pillars at ICE.

We make money via:
1) Offering premium plans: such as ICE Personal, giving you more functionality and much lower commissions.
2) FX fees: spot rate + 0.5% on in-app transactions.
3) Academy: by offering courses and professional certifications. We charge a fee for completing them and renewing the certificates.

We are currently looking to expand our revenue streams in order to offer the smoothest possible experience to our customers, making sure they pay the lowest fees (or no fees at all) in the entire industry.

What makes ICE better than all other investment platforms?

ICE was build with a purpose to build your wealth sustainably, and for the long-term, rather than pushing you towards trading and complex products, or, in other words - gambling. We aim to offer all of the functionality the investors of the new generation seek to have, from ethical investing and goal-based portfolios, to an academy with a large amount of resources helping you understand the world of finance and business.

All of ICE's functionality, combined in one place and offered to users all across Europe in a beautiful, accessible and affordable way - allow us to stand our from the competition and set you up financially for the rest of your life.

All investments are subject to risk and may lose value.

Is my money protected?

Only you control your money. We don't use it to cover our expenses. Neither do we use it for investing. We don’t even have access to it.

Is ICE safe and regulated?

We are in the process of applying for a license and getting regulated by The National Securities Market Commission (CNMV), as well as becoming a member of the Investors Compensation Scheme (FOGAIN) in Spain, protection each of our customers' funds for up to 100,000EUR.

In addition to that, we don't share data with third parties without your consent. Our biometric protection & verification ensures nobody but you will be able to access your funds.